Tally vs Copilot Money
Copilot is a design-led budgeting app for Apple devices and the web, with automatic account tracking. It has no Android app. Tally has the opposite shape: an Android app and a web app, no iPhone app, and no account linking at all. If you live on an iPhone and want things tracked for you, Copilot fits. If you use Android and want to import files, Tally does.
4 decisive differences
Bank linking
- Tally
- None, by design. Tally never logs in to your bank.
- Copilot Money
- Yes. Its tagline says accounts are automatically tracked.Source: Copilot
File import
- Tally
- CSV (Wise and TD Canada Trust layouts), OFX, QFX, QBO, QIF and text-based PDF. Up to 20 MB per file, 50 files at once.
- Copilot Money
- Not stated on its homepage.
Multi-currency
- Tally
- One account per currency. Overview shows By currency (exact) or Combined (converted, marked with ≈). Converter with 173 currencies on Android.
- Copilot Money
- Not stated on its homepage.
Platforms
- Tally
- Android app (in testing) and a web app (in testing). No iPhone app. The Windows app is only a demo window.
- Copilot Money
- iPhone, iPad, Mac and web. No Android app is mentioned.Source: Copilot
Copilot Money facts from its own website, checked on . The full table and every source are below.
How do Tally and Copilot Money differ, row by row?
Side by side, using Copilot Money's own website on 8 October 2026. Where its site does not say, the table says so.
| What it does | Tally | Copilot Money |
|---|---|---|
| Price | Not decided yet. No public sign-up. | US$7.92 a month, billed US$95 a year. A monthly price sits behind a Yearly or Monthly toggle that was not shown when checked.Source: Copilot |
| Platforms | Android app (in testing) and a web app (in testing). No iPhone app. The Windows app is only a demo window. | iPhone, iPad, Mac and web. No Android app is mentioned.Source: Copilot |
| Bank linking | None, by design. Tally never logs in to your bank. | Yes. Its tagline says accounts are automatically tracked.Source: Copilot |
| File import | CSV (Wise and TD Canada Trust layouts), OFX, QFX, QBO, QIF and text-based PDF. Up to 20 MB per file, 50 files at once. | Not stated on its homepage. |
| Multi-currency | One account per currency. Overview shows By currency (exact) or Combined (converted, marked with ≈). Converter with 173 currencies on Android. | Not stated on its homepage. |
| Canada | TD Canada Trust and Wise file layouts are built in. Starter rules cover many Canadian merchants. Canadian dollar is the default. | Not stated on its homepage. |
| Privacy | No bank aggregator, no analytics, no ads. Your budget data syncs to a Tally server over HTTPS. Not end-to-end encrypted. | Says "No ads, no hidden fees. Your data stays private." Its privacy and security page is linked in the footer.Source: Copilot |
| AI features | None. | Promotes a money assistant.Source: Copilot |
Prices change. Check Copilot Money's own pages before you decide.
What does Copilot Money do better?
Copilot Money is ahead in these ways.
- Automatic tracking of accounts and investments.
- A refined iPhone, iPad and Mac experience. Tally has no iPhone app.
- A demo mode that lets you look around before connecting an account.
- Rollover budgets, like Tally, in a more polished app.
What does Tally do differently?
Tally is in development, so these are the choices it has made, not a claim to be better.
- An Android app, which Copilot does not list.
- No bank linking at all, by design.
- A currency converter with 173 currencies and rate alerts that need no account.
- No AI features.
Who should pick Tally or Copilot Money?
It depends on whether you want your bank linked.
Where do these facts come from?
Every Copilot Money fact comes from a page on its own site, read on 8 October 2026.
- Copilot Money homepage (checked 2026-10-08)
Tally facts follow Tally's own fact sheet. Tally is in development: no public sign-up, no price yet, no iPhone app.
Keep reading
The guides explain the file method and what the numbers mean.