How to download a Wise statement for budgeting

Wise lets you download a CSV two ways: an account statement for one or more currencies, or a transaction history from the Transactions tab on the website. Tally reads both. For budgeting, the account statement is usually the better choice, because it carries a running balance.

What does Wise’s own help say about statements?

Wise’s help article “How do I download a statement?” says you can download statements for your currencies and jars for “a 365-day period at a time”, from the website or the app. For longer stretches you download several statements. It lists the formats on the website as PDF, XLSX (Excel), CSV, MT940, QIF or CAMT.053, and in the app as PDF, CSV and XLSX (Wise: download a statement, checked 8 October 2026).

The article gives two routes to the same place:

1. From a currency or jar: open it, select the three dots in the top-right corner, then choose “Statements and reports”.
2. From your profile: select your initials in the top corner, then “Statements and reports”, then “Statements”.

You can select several currencies at once, and depending on the file size Wise either downloads straight away or emails you a link. Wise’s page also says you may be asked for your Wise password. Wise’s screens change, so follow the current help page if yours looks different.

What about the transaction history?

Wise’s help article “How do I download my transaction history?” says to go to the Transactions tab on the website, use Filters to narrow the list, then choose Export and pick CSV or PDF. It says this is available on the website and not in the mobile app, that you can cover up to a 365-day period, and that download links expire after 7 days (Wise: download transaction history, checked 8 October 2026).

The statement article adds a useful difference: regular statements show transactions in your Wise currency balances, while the Transactions page can also include activity done through external payment methods.

Which one should you pick for Tally?

Pick the account statement as a CSV if you want the most useful import. Pick the transaction history CSV if you want activity that a statement leaves out.

	Account statement (CSV)	Transaction history (CSV)
Where	Statements and reports	Transactions tab, then Export (website only)
Running balance	Yes, so safe to spend has a starting point	Check your file
Tally reads it	Yes	Yes

Tally also reads a US-date variant of the account statement. You do not need to change anything. It looks inside the file to see which layout it has.

How do you import it into Tally?

1. Choose CSV as the file format when you download. Avoid XLSX for Tally, since it is a spreadsheet file rather than plain text.
2. Open Import in Tally and choose the file.
3. If the file covers more than one currency, Tally makes one account per currency, named like “Wise (CAD)” and “Wise (USD)”. Wise gives each transaction its own ID, and Tally uses that as the fingerprint.
4. Check the results: how many were new, how many were duplicates, how many still need a category.

For why separate accounts matter, read how to budget in two currencies.

Can you import the same period twice?

Yes. Because Wise gives each transaction an ID, Tally uses that ID to recognize a row it has already seen, so a second import of an overlapping period skips those rows. See how Tally catches duplicate transactions.

One caution: if you import the same Wise balance once as a statement and once as a transaction history, check that you did not end up with two accounts. Pick one format per account and keep it.

What about the 365-day limit?

For a first import, download a year at a time and import each file. After that, a monthly download is enough. Overlapping dates are safe.

What about QIF and other formats?

Wise offers QIF, MT940 and CAMT.053 on the website. Tally reads QIF, but it has no reader for MT940 or CAMT.053, so use CSV for Wise. QIF files often lack a running balance, which safe to spend needs. More in statement file formats explained.

Is this a Wise endorsement?

No. This guide just covers how to export your own data from a Wise account you already have. Tally is not affiliated with Wise, and Tally is still in development with no public sign-up.